March is usually associated with luck thanks to St. Patrick's day which falls tomorrow. People have different views and beliefs about luck and "being lucky". If you ask me luck is what happens when preparation meets opportunity. And right now when those things combine in the world of real estate you will feel very lucky.
As you know rates are low and it's a great time to buy for anyone if you have prepared for this opportunity. First time home buyers may have a hard time knowing if they are prepared, do they meet the requirements? The best way to find this out is to get pre-qualified from a reputable lender. The lender checks your credit and looks at your income compared to the bills you currently owe. Then they give you an idea of what your payments will be based on any money you are able to put down toward a home with an interest rate that you personally qualify for. Once you know what the bank will loan and what rate you will pay you then can understand what it means to purchase a condo, town home or single family home at various price points.
The process of purchasing your first home is huge. For many Americans its the largest investment of their lifetime. I am a realtor with Harry Norman and we offer a one stop shop transforming the process from a complex overwhelming situation to, an educational and comfortable transaction. When you work with me you work with a team of services. I help you find your home, our in house lender which is an affiliate of wells Fargo helps you with the finances, our insurance provider can help you with home owners insurance and our title and closing attorneys at Campbell and Brannon make sure the legal part is done with the utmost attention to detail. Through out each aspect as your Realtor I am there to facilitate the process and stay in touch to make sure everything moves forward and that you are comfortable with every aspect of the transaction. And it doesn't stop there. After you close on the house Harry Norman works will "All Connect" 1 number to call and hook up all your utilities at the lowest prices. They shop your gas and cable everything is done right over the phone with one call. I also have a list of vendors whom Harry Norman has worked with in the past for every home project you can imagine. My goal is to give you undivided attention, unparrelled professionalism and unsurpassed customer service so that at the end of the process I have earned your loyalty.
The opportunity on the market is amazing. With a large amount of inventory in every area and price point there is a home perfect for you. With the low interest rate you will see that moving from renting to owning maybe an easier transition than you think. You maybe able to get a larger home for the same amount you pay in rent or move to area of the city that you didn't think you could afford.
Luck is when preparation meets opportunity. Don't let your luck run out call me today.
Lindsey Cheney
ARS SFR Realtor Harry Norman
